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Saturday, January 12, 2013

Goodbye 2012 and first 2013 churn

Happy new year though it’s late.

A quick snapshot of our 2012

1.      My wife and I managed to accumulate close to 1.3 million points/miles
2.      The family had quite a few trips, including Vegas, Disneyland, Orlando, Bahamas, Oregon
3.      I flew ~40,000 miles with international trip to Asia and SEA-FLL route.
4.      We didn’t pay much airfare, barring security and tax fee
5.      I achieved Hyatt Diamond, Marriott Platinum and Gold of almost every hotel chain which gives us free internet, breakfast, lounge access and a lot more.
6.      All this benefits added up, in a nutshell, I believe it’s close to ~$40k if I were to pay for it (firstclass Asia trip will cost you $10k at least, one double bathroom free upgrade suite will cost you $300 a night and so on so forth)

Starting 2013, I’ve finished my first churn

1.      Two Hilton 50k signature cards using 2-browse trick, $1500 within 6 months, EASY!

2.      Chase Ink Bold business charge card, it’s actually a master card, however, you need to pay in full every month. 50k UR points after $5000 within 3 month, tough but manageable!

3.      Amazing100k AMEX MR points, with $450 fee and $3000 within 3 months. Moderate spending!
This deal was lasted for roughly 16 hours and it was all over on bloggers. The deal was pulled, however, lots of people jumped onto the deal and confirmed the 100k MR points. I don’t need to tell you how amazing the deal was, here are some. For those of you who missed the deal, you have to monitor those blogs and act fast, no shortcut. I had quite a few people pinged me that night whether or not they should jump the deal, I told them if they waste another minute with me on the phone or email, the deal will be gone. J

a.      $450 fee will be offset by double $200 airline reimbur, i.e. $400 is back. people is scared about the fee, if that's the reason they missed the deal. they need to learn more in this hobby. bear in mind, normally, this card is 25K MR points, this deal was 4x.

b.      SPG gold member

c.      Airport lounge access
d.  First/Business paid ticket, free ticket if you book via AMEX PLAT DESK (PTS)

4.      250,000 points only 4 cards and my credit dropped 3 points, not too bad. J
 

Monday, January 7, 2013

Smoke Emanates From Cargo Area of Boeing 787 Aircraft

http://www.flyertalk.com/the-gate/blog/13400-smoke-emanates-from-cargo-area-of-boeing-787-aircraft.html

I was about to book my 85,000 US airway miles business award ticket via ANA 787 Dreamliner SEA-NRT-PEK in May. and I am holding it now until things get sorted out.

for those of you who wants to understand the 85k biz class for 787 from North America to Asia:

1. US Airway has 90,000 miles to fly business to North Asia. see award chart
2. I have Barclay US Airway MC card to save 5k miles redeem. you don't have to be chairman level to get the card and the card is churnable every 3-5 months.
3. you need to close the card to apply for 2nd, 3rd one, that's my expedience.



 

Sunday, January 6, 2013

How to get credit card Retention Offer


Update 1/7: I called to cancel my Citi AMEX and got an offer of 3000 miles if I spend $500. I took it and the rep told me I can still close it out before March the annual fee applies. I will call back later to see any other retention offer. :-)

My Citi AAdvantage VISA is due in March. Per this flyertalk thread. I should call and negotiate a retention offer 2 months before. J Here is how I approached

Me: called the # on the back of the card and after security verification and immediately I mentioned  I want to cancel the card. (I am not bluffing as I have another AMEX from the 2-browers trick last March)

Agent: Ok, I will transfer you. (Every bank has a retention department)

Agent in Retention Department(Sara): Hey, Mr. XX, this is Sara, here in Florida, how can I help you?

Me: Hi Sara, I just came back from Florida. I envy the people living in FL. J

Sara: (laugh) well, to make you feel better, its cloudy today.

Me: here in Seattle, it’s 30 and we don't have "sunshine" in our dic anyway. I am still feeling unbalanced.
Sara: LOL
(This kind of chitchat is VERY important, you have established a quick relationship with the agent in the first 3 minutes and Sara will likely offer me the best offer with her power.)

Me: Look Sara, I’d like to cancel this card as I don’t use it often and I don’t want to pay the $85 fee
Sara: Sure, let me see what I can do for you.

(She offered me 1) double miles for the first 750 miles once I spend $750 for the next 16 cycles 2) $85 statement credit)
Me: I think the offer is good and I took it.
(it's 10 minutes talk and I saved $85, not bad, er?)

Now, I literally got the annual fee back but this is not done, once the $85 posted, I will still cancel the card, I called it double dip the retention offer. The reason why I need to cancel it because

1.      I still have AMEX version of this card and I will keep that for the 10% redeem miles rebate

2.      Those AA cards approved to be churnable every 18-24 months starting your application, however, if you have it open, you can’t get approved.

3.      Credit history is based on avg of all your accounts, I don’t want to cancel a card with 24 months long. (i.e., next year)

Tuesday, January 1, 2013

US Airway Master card targeted 5x offer

Check your mail and you might be targeted for 5x (up to 2500 miles) groceries/utility bonus offer from 1/1/2013 to 3/31/2013. However, you must register by 1/20.

This is a free 2000 US Airway miles. I like US Airway miles and I’ve applied and churned 3 times of this card for 120,000 miles. Even though I am not a chairman member, I managed to get all miles posted.
For 120k miles, you can travel to Asia in 90k in business class or 120k in first class via Star Alliance United. US Airway has most generous chart to Europe during off-peak .  While holding this card, you can travel to Europe with only 55k in business class off-peak(5k discount), so for 120k, I can take my wife via business class for an anniversary trip to Paris.

Sunday, December 16, 2012

Gun Control, RIP and End of the World of 12/21

A bit off topic of this kind of blog. If the killer, Adam Lanza’s mother, Nancy Lanza has some common sense of his son’s autistic and we probably wouldn’t be completely shocked on Fri 12/14. Parents have their own way to educate their children, I have no intention to interface and I respect their decision. However, Nancy definitely paid her price. Yes, my finger point is on her, period.

Will gun control be enforced? I don’t think so, it’s a historic issue and I don’t expect it’ll be resolved any time soon. We will have this kind of tragedy again and again and again, it's a shame!!!
RIP, as a father of two children between 9-10, I have no word to express my condolence. For rest of us, let us Cherish the time we are together. I have more motivate to spend more time with my family and I will supercharge our vacation each year going forward, Life is short, Life is unforeseeable.
Lastly, let us ephemerally restrain the loss. X’mas is coming and I will be with my family in FL and Bahamas. I wish everyone has a great holiday no matter what. However, don’t spend all your credit card limit believing End of the world is 12/21, because if you do and sun arises on 12/22, it’s your “end of the world”. J

Tuesday, December 11, 2012

A $600 value Complimentary Regus Gold card for one-year

I received an invitation for one-year free Business Gold card from Regus via my United Premier status. By searching the FT, it appears that others got it too without catcha, no credit card, no contract, no obligation.


The idea is for you to get free access to 1200 business lounges globally as a Gold card holder and to me I recap
  • It’s not airport lounge
  • It’s alternative to Starbucks
  • If I have some time hanging in some other countries, I can pop in their office in downtown area and get access to Wi-Fi, free coffee.
Why not?

I’ve signed up and am waiting for the card to be delivered and I will report back the experience.
Also, if you are not United Premier status, search internet, AA/Delta and other airlines also have the link of this freebie. AVIS preferred guest too, which you get the status for free, right?