Wednesday, April 18, 2012

Credit card company denied your request, DONOT GIVE UP.

A few weeks ago, I applied for Chase Marriott Rewards Premier Visa – 70,000 bonus points + 1 free night and got denied today.
the card is actually very generous offer below in terms of hotel stay and there is NO SPENDING limit as most of Chase cards do now.
I need the card to redeem a few very expensive hotel stays in Japan by the end of year as I don’t want to pay $300 one night in Tokyo and Osaka for sure.
I immediately called Chase reconsideration line and after a good talk and  3 minutes on hold, Chase will move my SW VISA credit and approve this card for me. J

I’d like to point out that once you've been denied any card
1.      Do not give up
2.      Call reconsideration line within 30 days.
3.      I don’t want to reinvent the wheel, Million Miles Secret has a great post of how

§  70,000 bonus points after 1st purchase.
§  1 free night ($100 value) in any category 1 to 4 Marriott on card approval
§  $85 annual fee waived for 1st year; No foreign transaction fee
§  Get 1 free night in any category 1 to 5 Marriott every anniversary (up to $150 value) making up for the annual fee
§  15 nights credit toward elite status every year on account anniversary; 1 night elite credit for every $3,000 spent
§  Earn 5 Marriott points per $1 spent at Marriott, 2 points per $1 on dining, airline, and rental cars, & 1 point per $1 for everything


  1. 70000 points offer is not dead?

    1. no, i got confirmation from Chase that 70k points will apply.

  2. From Chase:
    As a welcome gift for getting the Marriott Rewards® Premier Credit Card enjoy a free night stay1 and 70,000 bonus points after your first purchase!