Wednesday, April 18, 2012

Credit card company denied your request, DONOT GIVE UP.


A few weeks ago, I applied for Chase Marriott Rewards Premier Visa – 70,000 bonus points + 1 free night and got denied today.
https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?CAT=0&PID=MAB1&PROMO=DF01&SPID=DN7M
the card is actually very generous offer below in terms of hotel stay and there is NO SPENDING limit as most of Chase cards do now.
I need the card to redeem a few very expensive hotel stays in Japan by the end of year as I don’t want to pay $300 one night in Tokyo and Osaka for sure.
I immediately called Chase reconsideration line and after a good talk and  3 minutes on hold, Chase will move my SW VISA credit and approve this card for me. J

I’d like to point out that once you've been denied any card
1.      Do not give up
2.      Call reconsideration line within 30 days.
3.      I don’t want to reinvent the wheel, Million Miles Secret has a great post of how http://millionmilesecrets.com/2011/08/15/credit-card-reconsideration/

§  70,000 bonus points after 1st purchase.
§  1 free night ($100 value) in any category 1 to 4 Marriott on card approval
§  $85 annual fee waived for 1st year; No foreign transaction fee
§  Get 1 free night in any category 1 to 5 Marriott every anniversary (up to $150 value) making up for the annual fee
§  15 nights credit toward elite status every year on account anniversary; 1 night elite credit for every $3,000 spent
§  Earn 5 Marriott points per $1 spent at Marriott, 2 points per $1 on dining, airline, and rental cars, & 1 point per $1 for everything

3 comments:

  1. 70000 points offer is not dead?

    ReplyDelete
    Replies
    1. no, i got confirmation from Chase that 70k points will apply.

      Delete
  2. From Chase:
    As a welcome gift for getting the Marriott Rewards® Premier Credit Card enjoy a free night stay1 and 70,000 bonus points after your first purchase!

    ReplyDelete